Why RLA Capital?

Why use us as your finance broker?

As an independent Finance Broker, RLA Capital provide tailored funding solutions to help your business achieve its goals and ensure you get the best funding solution possible. RLA Capital has over 40 years of experience in providing specialist finance facilities. This, coupled with our outstanding customer service levels and extensive panel of funders, leaves us best placed to benefit your business. So whatever your industry, profession or requirement, our team of dedicated professionals will work with you to help find the right funding solution.

FAQ

Frequently Asked Questions

Find quick answers to common questions about our business and tax loan services.

We offer loans with terms of 3 months to 5 year terms, depending on the type of loan you apply for.

The majority of our loans are available for up to 5 years, while our VAT and tax loans are available for up to 1 year. If you are looking at a secured loan facility, the term could be up to 10 years.

Being eligible for the maximum term of 5 years (on an unsecured basis) will depend on your creditworthiness and the financial stability of your company.

There is no maximum amount you can apply for. The maximum amount of finance you can apply for will depend on your business financial strength, among other factors.
The most important of these are affordability, creditworthiness and financial stability of your business.

Affordability assessments will look at:
  • Credit rating
  • Business financial reports, such as accounts, bank statements & management information
  • What the funds will be used for and how they will benefit your business

Creditworthiness assessments will look at: How long you have been established
  • Company financial accounts
  • Company bank statements
  • Existing credit agreements (if any)

If you are applying for secured finance, the amount of equity you have available in the asset(s) being used as security will also be a deciding factor.

We look forward to getting you your funds as quickly as possible. Provided you supply all the required documents when requested, you can expect decisions within 48 hours of applying and funds within 48 hours of acceptance in most cases.
These timescales depend on the type of loan you are applying for. Secured lending, for example, takes longer to complete due to increased paperwork, asset valuations and the involvement of solicitors for legal purposes.
Regardless of the loan you apply for, you can rest assured that our dedicated team will work diligently to assist you as quickly as possible.
  • Take control of your finances today

    Whether you’re expanding your business or managing a tax obligation, RLA Capital is here with tailored loan solutions to keep you moving forward. Speak with our expert advisors and secure the funding you need with confidence.

  • Apply Now with RLA Capital

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