These Terms of Service (“Terms”) govern your use of the services provided by RLA Capital Limited (“RLA Capital,” “we,” “our,” or “us”). By using our services, including business loans and tax loans, you agree to these Terms.

1. Eligibility

• Services are available to UK residents or registered UK businesses.

• You must be 18 years or older.

• You must provide accurate, complete, and current information during registration and application.

2. Services

• Business Loans: Funding for operational growth, approved expenses, and corporate projects.

• Tax Loans: Funding to settle corporate or personal tax obligations.

• All loans are subject to approval, credit assessment, and regulatory compliance.

3. Loan Agreement

• Upon approval, clients receive a loan agreement detailing repayment schedules, fees, and interest rates.

• By accepting the loan, you acknowledge and agree to all terms stated in the agreement.

4. Repayment

• Clients must adhere to the repayment schedule outlined in their loan agreement.

• Late payments may incur fees or interest, as specified in the agreement.

• Early repayment is permitted unless otherwise restricted in the agreement.

5. Confidentiality

• All client information is confidential.

• We do not share personal or business data without consent, except as required by law.

6. User Responsibilities

• You must provide truthful and accurate information.

• You must comply with all applicable UK laws.

• You agree not to use our services for illegal activities, fraud, or misuse.

7. Disclaimers

• Services are provided “as is” and RLA Capital is not responsible for indirect, incidental, or consequential damages.

• Approval of loans is not guaranteed and is subject to our internal assessment.

8. Limitation of Liability

• RLA Capital’s liability is limited to the amount of loan provided.

• We are not liable for losses resulting from misuse of funds or breach of these Terms.

9. Changes to Terms

• We may update these Terms from time to time.

• Updated Terms will be published on our website with an effective date.

• Continued use of our services indicates acceptance of updated Terms.